Best Credit Cards To Build Credit by chireo credit restoration

Best Credit Cards To Build Credit

Chireo Credit Restoration gives you the tools you need to start building your credit. The first step is to clean your credit history and start fresh. See our credit repair plans. Here are the most common secured credit cards to help get on your way to a fresh start.


Milestone® Gold Mastercard®

Regular purchase APR
24.90%

Annual fee
$75 the first year; $99 thereafter

  • Bad credit history? Milestone Mastercard could be for you. With reporting to all three credit bureaus, you can get credit for all of your hard work, see our plans.

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Fingerhut Credit Account issued by WebBank

Regular purchase APR
29.99%*

Annual fee
$0*

  • Easy application! Get a credit decision in seconds.
  • Build your credit history – Fingerhut reports to all 3 major credit bureaus
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Credit One Bank® Platinum Visa® for Rebuilding Credit

1%
Cash back

Annual fee
$75 for the first year, $99 thereafter

  • Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone, internet, cable and satellite TV services, terms apply. See our silver level.
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges

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OpenSky® Secured Credit Visa® Card

Min. deposit
$200

Refundable
Regular purchase APR
17.39%*

Variable
Annual fee
$35

  • No credit check to apply and find out instantly if you are approved.
  • OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
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Capital One Platinum Secured Credit Card

Min. deposit
$49, $99 or $200
Refundable

Regular purchase APR
26.99% (Variable)

Annual fee
$0

  • No annual or hidden fees. See if you’re approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
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First Progress Platinum Prestige MasterCard® Secured Credit Card

Min. deposit
$200
Refundable

Regular purchase APR
9.99%*
Variable

Annual fee
$49

  • No Credit History or Minimum Credit Score Required for Approval
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 — $2,000 Submitted with Application. Get a free credit report.
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First Progress Platinum Elite MasterCard® Secured Credit Card

102 reviews
Min. deposit
$200

Refundable
Regular purchase APR
19.99%*
Variable

Annual fee
$29

  • Quick and Complete Online Application – No Credit Inquiry Required!
  • Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users! Learn about about credit restoration
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Indigo® Platinum Mastercard®

Regular purchase APR
24.90%

Annual fee
$75 the first year; $99 thereafter

  • Less than perfect credit? Indigo Mastercard is a great choice! Indigo Card reports to all three major credit bureaus and gives you the chance to establish a consistent payment record!
  • Unsecured credit card with no security deposit – keep your cash in your wallet! Plus, affordable monthly payments comes standard on every card. Get your credit repaired
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Prosper® Card

Regular purchase APR
23.99% – 29.99%*
Variable

Annual fee
$0 intro with auto pay, then $39 after first year

  • Annual Percentage Rate (APR) for purchases: 23.99%-29.99% variable based on Prime Rate
  • APR for cash advances: 29.99% variable based on Prime Rate. Get your Credit Repaired
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First Progress Platinum Select MasterCard® Secured Credit Card

Min. deposit
$200
Refundable

Regular purchase APR
13.99%*
Variable

Annual fee
$39

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