Steps to Credit Restoration

Having Bad Credit Has Dire Consequences

A credit score below 650 by industry standards is considered bad

The real problem with credit reports is the staggering number of errors that we have encountered.  Given the importance of credit scores, we review every credit profile and outline every possible mistake to get it corrected or removed.   We work closely with creditors and the credit bureaus to ensure fair and proper reporting.  

How can bad credit affect your consumer life?:

Approvals

Mortgage loans have been regulated by the government to follow approval guidelines. A good credit score means a mortgage loan.

Low Rates

With a good credit score, banks will compete for your business, and lower rates are generally attracted to good credit buyers.

Top credit cards

Prime rate interest credit card offers are just one of the few offers that banks will offer you with a good credit score.

Loans

Personal loans are more accessible with the credit profile. Rate will usually vary depending the type of loan and it maturity date.

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Whats affects my credit score?

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How credit repair works

Investigate

We review your credit tradelines, history,  and reporting.  Make Outline the steps and order that we will take to address your creditors. 

Challenge

After reviewing the information, we move forward with the challenges, and the strategies to ensure accurate and fair reporting.

Dispute

We notify your creditors and ask them to verify all the derogatory reporting.  By law, they have 30-days to respond.  If they can’t verify or won’t respond, the items are remove from your credit. 

Verify

Our goal is to help you achieve yours.  We will continue to monitor your credit while you remain focus on other important matters of your life.